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Do you have a good saving habit? I know some people who try as much as possible to save a certain amount of money every day at any cost. This helps them have a good saving lot at the end of each month.
When I was working, I used to save monthly. To save monthly is my best way to keep lots of money from my salary and it always go a long to sort my bills out.
I can say that I only saved my life so far this year. The thing is that I am still a student and money don't used to stay without buying one or more demanded from students. I will save when I start working.